Terms of Service

1. Acceptance of Terms

By accessing and using Financial Queen's platform, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Financial Queen provides:

• Financial education courses and content
• Interactive calculators and planning tools
• Market data and analysis
• Community features and support
• Premium subscription services

3. User Accounts

Account Creation

• You must provide accurate and complete information
• You are responsible for maintaining account security
• One account per person
• Must be 18 years or older to create an account

Account Responsibilities

• Keep your login credentials secure
• Notify us immediately of any unauthorized access
• You are liable for all activities under your account

4. Subscription and Billing

Subscription Plans

• Monthly Plan: $4.99 per month
• Annual Plan: $39.99 per year
• Free tier with limited access to dashboard only

Billing Terms

• Subscriptions automatically renew unless cancelled
• Billing occurs on the same date each billing cycle
• Price changes will be communicated 30 days in advance
• No refunds for partial months or unused portions

Cancellation

• Cancel anytime from your account dashboard
• Access continues until the end of your billing period
• No cancellation fees

5. Refund Policy

We offer a 30-day money-back guarantee for new subscribers:

• Full refund available within 30 days of initial subscription
• Refunds processed within 5-10 business days
• Refunds issued to original payment method
• Account access terminates upon refund processing

6. Acceptable Use

You agree not to:

• Share account credentials with others
• Use the service for illegal activities
• Attempt to hack or disrupt our systems
• Copy, distribute, or resell our content
• Create multiple accounts to circumvent limitations
• Use automated tools to access our service

7. Financial Disclaimer

• Past performance does not guarantee future results
• All investments carry risk of loss
• Consult with qualified professionals before making financial decisions
• We are not responsible for financial losses based on our content

8. Intellectual Property

All content, features, and functionality on Financial Queen are owned by us and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

9. Limitation of Liability

Financial Queen shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of our service.

10. Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of material changes via email or platform notification. Continued use after changes constitutes acceptance of new terms.

12. Contact Information

Questions about these Terms of Service should be sent to: